If you're searching "fundingpips vs funded trader markets," you're asking the right question. These are two of the most talked-about prop firms of 2026 — both advertise up-to-100% profit splits and low entry prices, but they are built for very different kinds of traders. Choose the one that matches your style and you could be trading a funded account within days. But if you pick the wrong one, you could fail a challenge that you would have passed with the other firm.
This matters more than most traders think. Data from 300,000+ challenge accounts shows that about 86 to 95 out of every 100 traders never get a funded account — and about 70% of those failures happen because traders break a drawdown rule, not because of a bad strategy. This means a firm's rules are almost as important as your trading.
In this honest 2026 comparison, we put FundingPips and Funded Trader Markets side by side: pricing, profit splits, payout speed, rules and discount codes. No hype — just the facts you need before you pay for a challenge.
Key Takeaways
- FundingPips (founded 2022, Dubai) offers five challenge models, up-to-100% profit splits, and a verified $137M+ payout history — best for traders who value brand trust and choice.
- Funded Trader Markets (founded 2023) offers up-to-100% splits from just $24, with news trading, weekend holding, and EAs all allowed — best for beginners, news traders, and algo traders.
- Payouts: Funded Trader Markets pays on-demand; FundingPips pays in 1–3 business days.
- Discounts: both firms accept code PROPI (20% off FundingPips, up to 75% off Funded Trader Markets), and Propiffy buyers earn up to 5% cashback.
Quick Verdict
- Choose FundingPips if you want the biggest brand name, five different challenge models to pick from, and a long public payout track record ($137M+ paid across 60,000+ verified transactions).
- Choose Funded Trader Markets if you want simpler, trader-friendly rules — news trading allowed, weekend holding allowed, EAs allowed — with on-demand payouts and the lowest entry price (from $24).
- Both offer up-to-100% profit splits, and both have verified discount codes (PROPI).
FundingPips vs Funded Trader Markets: At a Glance
| FeatureFundingPipsFunded Trader Markets | ||
| Founded | 2022 (Dubai) | 2023 |
| Profit split | 60–100% (depends on payout cycle) | Up to 100% |
| Cheapest challenge | $29 ($5K account) | $24 ($5K, 1-step) |
| Challenge models | 5: 1-Step Flex, 2-Step Standard, 2-Step Flex, 2-Step Pro, Zero (instant) | 3: 1-Step, 2-Step, Instant Funding |
| Payout speed | 1–3 business days | On-demand, no delays |
| Platforms | MT5, cTrader, Match-Trader | Match-Trader |
| News trading | Restricted on funded accounts | Allowed |
| Weekend holding | Paid add-on | Allowed |
| EAs / algos | Limited (risk management only) | Allowed |
| Discount code | PROPI — 20% off | PROPI — up to 75% off |
Pricing Compared: $24 vs $29
Funded Trader Markets has the lowest entry price. Its 1-step challenge starts at just $24 for a $5K account, the 2-step starts at $33, and instant funding starts at $47. FundingPips starts at $29 for a $5K account — still one of the cheapest in the industry.
Both firms have a verified discount code PROPI: it takes 20% off FundingPips challenges (dropping the $5K challenge from $29 to around $23), and up to 75% off Funded Trader Markets 1-step and 2-step challenges. If price matters most to you, Funded Trader Markets is the cheaper option.
Profit Split & Payout Speed
Both firms go up to a 100% profit split, but they work differently. FundingPips changes your split based on your payout cycle: 60% on daily payouts, 80% weekly, 90% bi-weekly, and 100% on the monthly cycle (all models except Zero). Funded Trader Markets offers up to 100% with no complicated levels.
On payouts, Funded Trader Markets pays on-demand with no delays. FundingPips runs weekly, bi-weekly, monthly and on-demand cycles, with money usually arriving in 1–3 business days — crypto withdrawals (BTC, ETH, USDT) are the fastest, bank transfers can take 3–7 days depending on your country. The minimum payout is 1% of your account balance.
One thing worth knowing: across the industry, most payout complaints come from broken rules (consistency rules, news-trading violations) — not because firms refuse to pay. So read the rules section below before you decide based only on the profit split.
Rules Compared: The Part That Actually Decides Whether You Pass
Remember that 70% failure stat? Almost all of it is drawdown breaches. Here is how they compare on the rules that matter most:
- Drawdown: Funded Trader Markets limits maximum drawdown to 10% with a 5% daily limit, and offers a static drawdown option on 2-step accounts (static means the limit stays fixed at your starting balance — simpler to manage than a trailing limit, which moves up when you win). FundingPips uses static maximum-loss limits that vary by model, and you can now change the daily loss setting after its September 2026 update.
- News trading: Allowed at Funded Trader Markets. Restricted on FundingPips funded accounts — a common reason news traders lose their accounts.
- Weekend holding: Allowed at Funded Trader Markets. At FundingPips it's a paid Swing add-on.
- EAs and algos: Fully allowed at Funded Trader Markets. At FundingPips they're limited to trade and risk management only — no full automation, HFT or arbitrage.
- Minimum trading days: Several FundingPips models now have zero minimum days; Funded Trader Markets states none, so check the checkout page for your chosen model.
Bottom line: if you trade news, hold over weekends, or run EAs, Funded Trader Markets' rulebook is the friendlier one. If you trade intraday with manual strategies, both work.
Who Should Choose Which?
- Beginners on a tight budget: Funded Trader Markets — lowest entry price, simpler rules, EAs allowed while you learn.
- News traders and swing traders: Funded Trader Markets — no news or weekend restrictions.
- EA / algo traders: Funded Trader Markets — full automation permitted.
- Traders who want a brand they can trust the most: FundingPips — operating since 2022, $137M+ paid out, 4.5-star Trustpilot rating from 55,000+ reviews, traders in 195 countries.
- Traders who want the most challenge options: FundingPips — five models including the Zero instant-funding path.
- Instant funding: Both — FundingPips Zero skips evaluation entirely; Funded Trader Markets Instant starts from $47.
Still unsure? Read our full FundingPips review for the full details, or compare verified prop firms on Propiffy side by side before you buy.
Discount Codes (Verified)
- FundingPips: use code PROPI for 20% off all challenges (verified 30 Sep 2026).
- Funded Trader Markets: use code PROPI for up to 75% off 1-step and 2-step challenges.
- Extra saving: buy through Propiffy's links and earn up to 5% cashback on every purchase, paid straight to your crypto wallet.
Final Verdict
There is no single winner — there is only the right firm for your style. FundingPips is the bigger, well-known firm: five challenge models, a big proven payout history, and support for MT5 and cTrader alongside Match-Trader. Funded Trader Markets is the newer firm with trader-friendly rules: the lowest entry price, news trading and EAs allowed, weekend holding included, and on-demand payouts.
If you trade manually during the day and care most about trust and history, FundingPips is the safer choice. If you want the cheapest entry, fewer confusing rules, or you trade with EAs or around news, Funded Trader Markets gives you more freedom for less money. Either way, use the PROPI discount code at checkout — and buy through Propiffy to get cashback too.
Frequently Asked Questions
Which is cheaper — FundingPips or Funded Trader Markets?
Funded Trader Markets. Its 1-step challenge starts at $24 vs $29 at FundingPips, and its PROPI discount code takes up to 75% off, compared to 20% off at FundingPips.
Which pays out faster?
Funded Trader Markets pays on-demand with no delays. FundingPips pays on weekly, bi-weekly, monthly or on-demand cycles, usually within 1–3 business days.
Can I trade during news releases?
Yes at Funded Trader Markets — news trading is allowed. At FundingPips, news trading is restricted on funded accounts, so news traders should choose carefully.
Are EAs and trading bots allowed?
Funded Trader Markets allows EAs. FundingPips allows them only for trade and risk management — fully automated strategies, HFT and arbitrage are not permitted.
Which is better for beginners?
Both work, but Funded Trader Markets has the lower entry price ($24) and fewer rule restrictions, which means fewer ways to accidentally fail. FundingPips offers a longer track record and five challenge models to choose from.