FundingPips

What is FundingPips?

FundingPips is one of the biggest and most popular proprietary trading firms in the world. It lets you trade a funded account using the firm's capital instead of your own money. Founded in November 2022 and based in Dubai, UAE, FundingPips has grown incredibly fast — it has already paid out over $137 million across more than 60,000 verified transactions, and holds an excellent 4.5-star Trustpilot rating from 55,000+ reviews.

In simple terms: you buy a challenge, prove you can trade responsibly, and once you pass, FundingPips funds you and you keep up to 100% of the profits you make.

How does the FundingPips challenge work?

FundingPips offers four challenge models, so you can pick the one that fits your style and budget:

• 1-Step Challenge — one phase, 10% profit target, 6% static drawdown. The quick route to funding.
• 2-Step Challenge (most popular) — two phases (8% then 5%), the classic balanced option, from as little as $36.
• Pro 2-Step — tighter 6% + 6% targets with a lower price, for confident traders.
• Zero Instant Funding — skip the evaluation and get funded right away, with up to 95–100% profit split.

There is no time limit on any evaluation phase, so you can trade at your own pace.

Account sizes, profit split & scaling

Account sizes run from $5,000 up to $100,000 ($5K, $10K, $25K, $50K, $100K). The profit split ranges from 60% up to 100%, depending on your model and payout frequency (monthly payouts unlock the highest split). Through the Hot Seat scaling plan, you can grow your capital all the way to $2,000,000 and reach a full 100% split by hitting consistent profit and payout milestones.

Payouts

FundingPips is known for fast payouts — usually within 1–3 business days — and you can choose weekly, bi-weekly, monthly, or on-demand cycles. The minimum payout is 1% of your account balance, and withdrawals are available via crypto (BTC, ETH, USDT), Rise, bank wire, and card. The average payout is around $2,265, and every payout is publicly tracked for transparency.

Trading rules — what you can and can't do

• ✅ News trading allowed on evaluation accounts (restricted on funded/Zero models).
• ✅ EAs allowed — with proof of ownership (off-the-shelf bots are not).
• ✅ Weekend holding allowed on evaluation (restricted on the Zero model).
• ❌ No martingale, grid, HFT, or latency arbitrage.
• ❌ No hedging between accounts or external copy trading.
• ⚠️ "Risk Per Trade Idea" rule: max 3% loss combining same-direction trades within 10 minutes — a common trip-up, so learn it before you start.
• ⚠️ Consistency rule: your biggest day can't exceed 35% of profits (on the On-Demand cycle).

Is FundingPips legit?

Yes — FundingPips is one of the most trusted names in the prop firm space. With $137M+ in documented payouts, a 90/100 trust score, and a 4.5-star Trustpilot rating, its legitimacy is well established. The main things to watch are the equity-based drawdown (it counts floating losses), the "Risk Per Trade Idea" rule, the lack of MT4 support, and occasionally slow support. Learn the rules carefully — especially the risk and drawdown rules — and FundingPips is one of the strongest, most affordable options available.

FundingPips discount code

Use code PROPI at checkout for a discount on your FundingPips challenge. Discounts and offers change regularly, so always check the current deal above before purchasing.