FundingPips

What is FundingPips?

FundingPips is one of the biggest and most popular proprietary trading firms in the world. It lets you trade a funded account using the firm's capital instead of your own money. Founded in November 2022 and based in Dubai, UAE, FundingPips has grown incredibly fast — it has already paid out over $137 million across more than 60,000 verified transactions, and holds an excellent 4.5-star Trustpilot rating from 55,000+ reviews.

In simple terms: you buy a challenge, prove you can trade responsibly, and once you pass, FundingPips funds you and you keep up to 100% of the profits you make.

How does the FundingPips challenge work?

FundingPips offers five challenge models, so you can pick the one that fits your style and budget:

• 1 Step Flex — one phase, 10% profit target, 6% static drawdown. The quick route to funding.
• 2 Step Standard (most popular) — two phases (8% then 5%), the classic balanced option, from as little as $36.
• 2 Step Flex — a flexible two-phase route with relaxed pacing.
• 2 Step Pro — tighter 6% + 6% targets with a lower price, for confident traders.
• Zero — skip the evaluation and get funded right away, with up to 95–100% profit split.

There is no time limit on any evaluation phase, so you can trade at your own pace.

Minimum trading days (September 2026 update): 1 Step Flex — 0; 2 Step Standard (5%) — 3 per phase; 2 Step Standard (3%) — 0; 2 Step Flex — 1 per phase; 2 Step Pro — 0; Zero — 0.

Account sizes, profit split & scaling

Account sizes run from $5,000 up to $100,000 ($5K, $10K, $25K, $50K, $100K). The profit split ranges from 60% up to 100%, depending on your payout frequency — the monthly cycle unlocks up to a full 100% split on all models except ZERO. Through the Hot Seat scaling plan, you can grow your capital all the way to $2,000,000.

Payouts

FundingPips is known for fast payouts — usually within 1–3 business days — and you can choose weekly, bi-weekly, monthly, or on-demand cycles. The minimum payout is 1% of your account balance, and withdrawals are available via crypto (BTC, ETH, USDT), Rise, bank wire, and card. The average payout is around $2,265, and every payout is publicly tracked for transparency.

Trading rules — what you can and can't do

• ✅ News trading allowed on evaluation accounts (restricted on funded/Zero models).
• ✅ EAs allowed — with proof of ownership (off-the-shelf bots are not).
• ✅ Weekend holding allowed on evaluation (restricted on the Zero model).
• ❌ No martingale, grid, HFT, or latency arbitrage.
• ❌ No hedging between accounts or external copy trading.
• ⚠️ Consistency rule: your biggest day can't exceed 35% of profits (on the On-Demand cycle).

Removed for new accounts (27 September 2026 update): the "Risk Per Trade Idea" rule, the Striking System, and the Profit Concentration rule no longer apply to new purchases on evaluation or funded accounts. Existing accounts keep their original rules.

Overnight and weekend holding on a funded account is now a paid Swing add-on (Swap-Free requires the Swing add-on).

Is FundingPips legit?

Yes — FundingPips is one of the most trusted names in the prop firm space. With $137M+ in documented payouts, a 90/100 trust score, and a 4.5-star Trustpilot rating, its legitimacy is well established. The main things to watch are the equity-based drawdown (it counts floating losses), the lack of MT4 support, and occasionally slow support. Learn the rules carefully — especially the risk and drawdown rules — and FundingPips is one of the strongest, most affordable options available.

FundingPips discount code

Use code PROPI at checkout for 20% OFF your FundingPips challenge — Verified: 30 Sep 2026. Discounts and offers change regularly, so always check the current deal above before purchasing.